Tag Archive for: mortgage

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Selling a House After a Split – a case law review

Breakdowns in marital relationships are hard and complicated. One of the biggest challenges for soon to be former spouses is how to deal with the family home. Sometimes both want to stay; sometimes neither do. Sometimes one wants to stay,…

Title Insurance – What is It?

  Expect to be inundated with different types of insurance when you buy a home. The confusing myriad of options that you may be presented with include the following: ·       Home or Fire Insurance ·       Tenant Insurance. ·      …
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How Much Money do I Need to Buy a Home? (Please Don’t Use the 1.5% Guideline)

As the market heats up going into the spring, I feel it is as good a time as ever to help people understand the cost to close their deals.  I hate seeing people scramble because they failed to appreciate some aspect of their transaction. So…

Age Restricted Condominiums in Saskatchewan

  Screaming and crying kids.  Late night parties.  Messy and disorganized common spaces.    There are a number of reasons that condominium purchasers would love to have an age restricted space that they could live in.  The…

The Costs of Foreclosure (and Maybe Some Savings too?!?)

Foreclosure is a difficult process for individuals that are going through the process.  Often, it is a result of a change in life circumstances, like a failed marriage, a lost job, or a bankrupt business.  Because of the difficult…

“Show me the Money” – A Guide to Your Cash and Closing a Real Estate Deal – Pt.2

  You sell your house.  You’ve listed it.  You negotiated offers.  You waited on conditions being met and waived.  You’ve packed, and cleaned, and moved.  I mean, you love the place, but the most important issue you are thinking…

“Money, that’s What I Want” – A Guide to Your Cash and Closing A Real Estate Deal – Pt.1

  Money can cause stress for purchasers and vendors alike when buying property.  Purchaser want to know that there will be no delays in getting possession, but want to minimize interest costs and charges.  Vendors want to know that the…

Why Listening To Your Clients Can Get You In Trouble…

One of the most difficult things about being a lawyer (and most other professions, I suppose) is the various ethical challenges that you are presented with over time.   A recent decision in a foreclosure matter highlights one such…

How Much Money do I need?

  “Lawyer’s fees” are often a confused area of a real estate transaction.  In the midst of budgeting for most people’s largest financial transaction of their lives, individuals are looking for some cost certainty on what it is…

The Right New Home with the Wrong Builders Mortgage Equals a Disaster

Building a new home? The financing on a property is an important consideration.  Make sure that you understand how funds are going to be disbursed under progress draws on your construction mortgage so that problems do not arise later. Consider…