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Significant fee changes with ISC effective July 29, 2023

ISC has announced that they will be increasing their fees for land transfer and mortgage registration.  The release is here: ISC - July 29, 2023 Fee Adjustment Details – Breakdown Some costs are increasing incrementally, some costs are…
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Picking Your Possession Day – A Lawyer’s Perspective

“Well, I want to close on the last day that I am paying rent.” “I want to close on the same day that I am selling so I don’t have to pay for a bridge loan.” “I plan to start moving on the weekend, so let’s make it a Friday.” If…
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Do I Need A Lawyer to Help Me with my Residential Purchase and Sale?

There is another law firm in Regina that was doing a sponsored Facebook post advertising their services for helping through buyers and sellers through residential purchase and sales. They had some basic copy that asked “Did you know you need…
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Can We Sign My Real Estate Deal Electronically?

The short answer is “sort of”.   One of the silver linings of the pandemic have been forcing service providers and their professions to make things easier to provide service without unnecessary face to face meetings. With a coordinated…
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COVID-19 and Closing Real Estate Deals

This article is probably going to be outdated in three days. However, I’m getting a lot of questions about how we are doing things in this new world. Lawyers have a tendency to be technologically slow, and nothing like a worldwide pandemic…
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A Change In Water Heater Rentals in Regina

In Regina, rented water heaters are a pretty common occurrence. I would say I see them on about a third to a half of purchases that I close in the city on used residential property. There are a few key suppliers of leased water heaters and…
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You’ve Qualified for First Time Home Buyers Incentive – Now what?

So you’ve qualified for the First Time Home Buyers Incentive – now what? While one could imagine your locally elected MP wanting to walk around handing out cheques for those who qualify, that is not how it works.  This article is for those…
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Victims of Domestic Violence and Residential Leases – New Legislation

Domestic violence is a significant problem in Saskatchewan. With StatsCan reporting some terrible statistics regard the rate of violence in province, the Government of Saskatchewan has tried to clear another hurdle in having someone leave a…
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“Not a Non-Resident” … a Pricey Double Negative.

Imagine you just bought a property worth $5,560,000. (Long pause there. That’s a pretty unlikely thought for a lot of people.) As you are finally settling in with the millionth empty box, you go to check the mail. You find a bill to the…
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How Much Money do I Need to Buy a Home? (Please Don’t Use the 1.5% Guideline)

As the market heats up going into the spring, I feel it is as good a time as ever to help people understand the cost to close their deals.  I hate seeing people scramble because they failed to appreciate some aspect of their transaction. So…