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Significant fee changes with ISC effective July 29, 2023

ISC has announced that they will be increasing their fees for land transfer and mortgage registration.  The release is here: ISC - July 29, 2023 Fee Adjustment Details – Breakdown Some costs are increasing incrementally, some costs are…
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Picking Your Possession Day – A Lawyer’s Perspective

“Well, I want to close on the last day that I am paying rent.” “I want to close on the same day that I am selling so I don’t have to pay for a bridge loan.” “I plan to start moving on the weekend, so let’s make it a Friday.” If…
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You’ve Qualified for First Time Home Buyers Incentive – Now what?

So you’ve qualified for the First Time Home Buyers Incentive – now what? While one could imagine your locally elected MP wanting to walk around handing out cheques for those who qualify, that is not how it works.  This article is for those…
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How Much Money do I Need to Buy a Home? (Please Don’t Use the 1.5% Guideline)

As the market heats up going into the spring, I feel it is as good a time as ever to help people understand the cost to close their deals.  I hate seeing people scramble because they failed to appreciate some aspect of their transaction. So…